Privacy Policy

1. Overview

Falcon Finance is committed to protecting the privacy and security of your personal and institutional information. Our privacy policy (this “Privacy Policy”) explains how we collect, use, store, and disclose your information when you access or use the Platform or the Falcon Stablecoins. By agreeing to the USDf and sUSDf Terms and Conditions *the “Terms”), you also agree to the terms of our Privacy Policy. Unless otherwise defined herein, all capitalised terms in this Privacy Policy shall have the same meanings given to them in the Terms.

1. Information collection

When you register for an Account, access, or use the Services, we may collect (directly or through third-party providers) various types of information about you from a variety of sources, which comprises details about your transactions on the Platform and information provided during “Know Your Customer” (“KYC”) and Anti-Money Laundering processes, which includes personal identifying information. This may include:

1. basic information: name, address, date of birth, nationality, country of residence, phone number, email address;

2. identification information: utility bills (or other proof of address), photographs, government-issued identification (such as identification cards, passports, driver’s licenses, etc.), tax ID number, employment information, proof of residency, visa information, organizational documents, and information regarding ultimate beneficial owners; and

3. financial information: Income/net assets/wealth verification statements.

1. Information use

We use your information to provide, maintain, and improve our Services, to communicate with you, to comply with legal and regulatory requirements, and for other purposes as described in our Privacy Policy. Specifically, we use your data to:

1. identify you as a User on our Platform;

2. identify your place of residence, or registered office;

3. provide you with our Service;

4. improve the administration of our Service and quality of experience when you interact with our Service;

5. provide customer support and respond to your requests and inquiries;

6. investigate and address conduct that may violate the Terms;

7. detect, prevent, and address fraud, violations of the Terms, and/or other harmful or unlawful activity;

8. send you administrative notifications, such as security, support, and maintenance advisories;

9. send you newsletters, promotional materials, and other notices related to our Services or third parties' goods and services;

10. respond to your inquiries related to employment opportunities or other requests;

11. comply with Applicable Laws, cooperate with investigations by law enforcement or other authorities of suspected violations of law, and/or to pursue or defend against legal threats and/or claims; and

12. act in any other way we may describe when you provide the information.

1. Information Sharing

We may share your information with third parties in certain circumstances for legitimate purposes. Such circumstances include:

1. sharing with blockchain analysis service providers or data analytics vendors to enhance our Services;

2. complying with legal obligations, including cooperation with law enforcement, court orders, or regulatory investigations;

3. facilitating business transactions such as mergers, acquisitions, financing, bankruptcy proceedings, or asset sales, during which your information may be transferred as part of the transaction. If our business or assets are acquired by another entity, they will inherit the rights and responsibilities regarding your information as outlined in this Privacy Policy;

4. enforcing the Terms or ensuring the safety and security of the Platform and its Users;

5. disclosing information to parent companies, subsidiaries, joint ventures, or other affiliated entities under common ownership, provided they adhere to this Privacy Policy;

6. sharing information upon your request, such as through login integrations or other third-party feature requests;

7. engaging professional advisors, including auditors, legal counsel, accountants, or KYC service providers, for legitimate operational purposes; and

8. collaborating with related companies to deliver our Services effectively.

1. Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. This includes implementing technical, administrative, and physical security measures designed to safeguard your information.

1. Data Retention

We retain your information for as long as necessary to fulfill the purposes for which it was collected, to comply with legal and regulatory requirements, and to resolve disputes and enforce our agreements.

1. Your rights

You have certain rights regarding your personal information, subject to applicable law. These may include the right to access, update, correct, or delete your information, as well as the right to object to, restrict, or withdraw your consent for certain processing activities. To exercise your rights or to learn more about our Privacy Policy, please contact us at [e-mail].

1. International transfers

Your information may be transferred to, stored, and processed in countries other than your own, where data protection laws may differ. By using our services, you consent to the transfer of your information to countries outside of your jurisdiction.

1. Changes to Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any significant changes by posting a notice on our website or through other appropriate means. Your continued use of our services after any such changes constitutes your acceptance of the updated Privacy Policy. If you do not agree to any changes in the Privacy Policy, you must stop using the Services.